Public Notices

Legal 05-3678 NOTICE OF TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 15, 2004, and the Deed of Trust of even date securing the same, recorded January 22, 2004, in Book No. 528, at Page 98, in Office of the Register of Deeds for Dyer County, Tennessee, executed by Willie Mitchell Lumpkin, Jr. and Carolyn Lumpkin, conveying certain property therein described to Hardee and Martin as Trustee for First Franklin Financial Corp., subsidiary of National City Bank of Indiana; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2004-FF3, Mortgage Pass-Through Certificates, Series 2004-FF3. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2004-FF3, Mortgage Pass-Through Certificates, Series 2004-FF3, will, on June 26, 2018 on or about 11:15 AM, at the Dyer County Courthouse, Dyersburg, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Dyer County, Tennessee, and being more particularly described as follows: TRACT 1 : Lying and being situated in the 4th Civil District of Dyer County, Tennessee, and within the corporate limits of the City of Dyersburg, and BEING lot 51 in the Frontier Subdivision to the City of Dyersburg as shown by a plat of said subdivision recorded in Large Plat Book 1, page 71, in the Register's Office of Dyer County, Tennessee, reference to which plat is made for a footage description of and to said real estate. TRACT 2: Lying and being situated in the 4th Civil District of Dyer County, Tennessee, BEGINNING at a point in the northwest corner of Lot 62 of the Frontier Subdivision as shown in Plat Book 1, page 71, in the Register's Office of Dyer County, Tennessee; runs thence east with the north margin of Lot 52, 130 feet to the northeast corner of said lot; runs thence south with the east margin of Lot 52, 35 feet; runs thence west and parallel with the north margin of Lot 62, 130 feet to the west margin of said lot; runs thence north with the west margin of Lot 52, 35 feet to the point of beginning, and being the north one-half of Lot 52 in the Frontier Subdivision. ALSO KNOWN AS: 524 Isaac Hayes Drive, Dyersburg, TN 38024 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: WILLIE MITCHELL LUMPKIN, JR. CAROLYN LUMPKIN U.S. SMALL BUSINESS ADMINISTRATION BANKERS INSURANCE COMPANY TENNESSEE DEPARTMENT OF REVENUE MS. BECKY TELLAS INTERNAL REVENUE SERVICE ATTENTION: WENDY SMOOT TRUSTMARK NATIONAL BANK WILLIE E. LUMPKIN On or about February 12, 2010, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, Caroly J. Lumpkin, recorded in the Register's Office of Dyer County, Tennessee, Book 714, Page 663. On or about December 7, 2012, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, Willie M. Lumpkin, recorded in the Register's Office of Dyer County, Tennessee, Book 775, Page 879. On or about September 26, 2016, the United States of America, Internal Revenue Service, filed a federal tax lien against the Defendant, Willie M. Lumpkin, recorded in the Register's Office of Dyer County, Tennessee, Book 861, Page 626. Any interest in the property held by the United States of America, Internal Revenue Service, by virtue of the aforementioned federal tax lien is both junior and inferior to the interests held by Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2004-FF3, Mortgage Pass-Through Certificates, Series 2004-FF3. Provided, however, that the United States of America, Internal Revenue Service, pursuant to 26 U.S.C. §7425 and 28 U.S.C. §2410(c), shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connection with such property, less the income from such property, plus a reasonable rental value of such property. As required by 26 U.S.C. §7425(b), the United States of America, Internal Revenue Service has been given timely notice of this action. On or about October 1, 2012, the State of Tennessee, filed a tax lien against the Defendant, Willie M. Lumpkins D/B/A Keep it real Bailbond agency, recorded in the Register's Office of Dyer County, Tennessee, Book 771, Page 167. Any interest in the property held by the State of Tennessee, by virtue of the aforementioned tax lien is both junior and inferior to the interests held by Deutsche Bank National Trust Company, as Trustee for FFMLT Trust 2004-FF3, Mortgage Pass-Through Certificates, Series 2004-FF3. Provided, however, that the State of Tennessee, pursuant to Tennessee Code Annotated §67 1 133, shall have one hundred and twenty (120) days from the date of the sale within which to redeem the property by virtue of its tax lien(s) herein by payment of the actual amount paid by the purchaser at the foreclosure sale, plus any amount in excess of the expenses necessarily incurred in connection with such property, less the income from such property, plus a reasonable rental value of such property. As required by law, the State of Tennessee has been given timely notice of this action. The sale held pursuant to this Notice may be rescinded at the Successor Trustee's option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed for a period of two weeks. In such situations, notices will be mailed to interested parties of record. W&A No. 113101 DATED May 18, 2018 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee Publication: May 25, 2018 June 1, 2018 June 8, 2018
Legal 05-3674 NOTICE OF TRUSTEE'S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated November 17, 2005, and the Deed of Trust of even date securing the same, recorded November 28, 2005, in Book No. 595, at Page 348, in Office of the Register of Deeds for Dyer County, Tennessee, executed by Renee Woodlan, conveying certain property therein described to Carter, Stanfill & Kirk, PLLC as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Ameritrust Mortgage Company, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee by U.S. Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2006-WF3. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee, by U.S. Bank National Association, as Trustee for SASCO Mortgage Loan Trust 2006-WF3, will, on June 19, 2018 on or about 11:15 AM, at the Dyer County Courthouse, Dyersburg, Tennessee , offer for sale certain property hereinafter described to the highest bidder FOR certified funds paid at the conclusion of the sale, or credit bid from a bank or other lending entity pre-approved by the successor trustee. The sale is free from all exemptions, which are expressly waived in the Deed of Trust, said property being real estate situated in Dyer County, Tennessee, and being more particularly described as follows: Lying and being in the Twelfth (12th) Civil District of Dyer County, Tennessee and being more particularly described as Lot 2 in the Reaves Subdivision South, 2nd Addition, a plat of which is recorded in Plat Cabinet A; Sleeve 60 or Plat Book 4, Page 4 in the Register's Office for Dyer County, Tennessee and being described as follows; Beginning at an iron pipe on the North right of way of Drew Road, the Southeast corner of this herein described parcel (Lot 2) and being located South 89 degrees 45 minutes West, 100.00 feet from the original Southeast corner of Reaves Subdivision South 2nd Addition; runs thence South 89 degrees 45 minutes West 90.00 feet along the North right of-way of Drew Road and the South line of this parcel to an iron rod, the Southeast corner of Lot 3 and being the Southwest corner of the herein described parcel (Lot 2); runs thence North 2 degrees 00 minutes West, 190.00 feet along the East line of Lot 3 and the West line of this parcel to an iron rod in the South line of City of Dyersburg property, the Northeast corner of Lot 3 and being the Northwest corner of this herein described parcel (Lot 2); runs thence North 89 degrees 45 minutes East 90.00 feet along the South line of City of Dyersburg property and the North line of this parcel to an iron rod, the Northwest corner of Lot 1 and being the Northeast corner of this herein described parcel (Lot 2); runs thence South 2 degrees 00 minutes East, 190.00 feet along the West line of Lot 1 and the East line of this parcel to the point of beginning. Surveyed by Mickey L. McClure,McClure Associates, RLS No. 13 76, 111 South Mill Avenue, Dyersburg, TN 38024, on March 12, 1991. (Property Address: 582 Drew Road, Dyersburg, TN 38024) Being further identified as Control Map 123-A, Map 114-P, Group A, Parcel 03.00 in the Tax Assessor's Office for Dyer County, Tennessee. ALSO KNOWN AS: 582 Drew Road, Dyersburg, TN 38024 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: RENEE WOODLAN The sale held pursuant to this Notice may be rescinded at the Successor Trustee's option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. In the event of inclement weather, the trustee hereby announces that the sale will be postponed for a period of two weeks. In such situations, notices will be mailed to interested parties of record. W&A No. 152931 DATED May 17, 2018 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee Publication: May 24, 2018 May 31, 2018 June 7, 2018
LEGAL 05-3669 NOTICE OF SUBSTITUTE TRUSTEE S SALE WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated October 3, 2007, executed by LARRY W. MCCORMACK, JR., LANDA M. MCCORMACK, conveying certain real property therein described to ROBERT M. WILSON, JR., as Trustee, as same appears of record in the Register's Office of Dyer County, Tennessee recorded October 5, 2007, in Deed Book 658, Page 584; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to Nationstar Mortgage LLC d/b/a Mr. Cooper who is now the owner of said debt; andWHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Dyer County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on June 20, 2018 at 10:00 AM at the North Door of the Dyer County Courthouse, 1 Veterans Square, Dyersburg, TN 38025, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Dyer County, Tennessee, to wit:LYING AND BEING SITUATED IN THE 4TH CIVIL DISTRICT OF DYER COUNTY, TENNESSEE, AND WITHIN THE CORPORATE LIMITS OF DYERS BURG, TENNESSEE, AND BEING MORE PARTICULARLY DESCRIBED AS LOT NO. 23 OF THE EASTLAND SUBDIVISION, A PLAT OF WHICH IS RECORDED IN PLAT BOOK 2, PAGE 68, AT THE REGISTER`S OFFICE FOR DYER COUNTY, TENNESSEE, AND DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON ROD ON THE EAST RIGHT-OF-WAY OF SHANNON STREET, THE NORTHWEST CORNER OF LOT NO. 22 (EASTLAND SUBDIVISION) AND BEING THE SOUTHWEST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT NO. 23), SAID IRON ROD (POINT OF BEGINNING) BEING LOCATED NORTHERLY 110.00 FEET FROM THE INTERSECTION OF THE EAST RIGHT-OF-WAY OF SHANNON STREET WITH THE NORTH RIGHT-OF-WAY OF PHILLIPS STREET; RUNS THENCE NORTHERLY 90.00 FEET ALONG THE EAST RIGHT-OF WAY OF SHANNON STREET AND THE WEST LINE OF LOT NO. 23 TO A CONCRETE MONUMENT, THE SOUTHWEST CORNER OF LOT NO. 24, AND BEING THE NORTHWEST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT NO. 23); RUNS THENCE EASTERLY 110.30 FEET ALONG THE SOUTH LINE OF LOT NO. 24 AND THE NORTH LINE OF LOT NO. 23 TO A CONCRETE MONUMENT IN THE WEST LINE OF LOT NO. 29, THE SOUTHEAST CORNER OF LOT NO. 24 AND BEING THE NORTHEAST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT NO. 23); RUNS THENCE SOUTHERLY 65.00 FEET ALONG THE WEST LINE OF LOT NO. 29 AND THE EAST LINE OF LOT NO. 23 TO A CONCRETE MONUMENT, THE NORTHEAST CORNER OF LOT NO. 22 AND BEING THE SOUTHEAST CORNER OF THIS HEREIN DESCRIBED PARCEL (LOT NO. 23); RUNS THENCE WESTERLY 111.80 FEET ALONG THE NORTH LINE OF LOT NO. 22 AND THE SOUTH LINE OF LOT NO. 23 TO THE POINT OF BEGINNING. THIS PROPERTY IS SHOWN BY PLAT OF SURVEY DATED JUNE 1, 1989. THIS PROPERTY IS SHOWN BY PLAT OF SURVEY DATED JUNE 1, 1989, MADE IN THE NAME OF LARRY W. MCCORMACK ET UX, BY MICKEY L. MCCLURE, SURVEYOR, WITH TENNESSEE LICENSE NO. 1376.Parcel ID: 089P D 34.00PROPERTY ADDRESS: The street address of the property is believed to be 514 SHANNON AVENUE, DYERSBURG, TN 38024. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): LARRY W. MCCORMACK, JR., LANDA M. MCCORMACKOTHER INTERESTED PARTIES: The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN 38103 www.rubinlublin.com/property-listings.php Tel: (877) 813-0992Fax: (404) 601-5846 Ad #137415 Publication Dates: 05/24/2018 05/31/2018 06/07/2018
Legal 05-3675 SUBSTITUTE TRUSTEE'S SALE Sale at public auction will be on June 19, 2018 at 2:00PM local time , at the north door, Dyer County Courthouse, 1 Veterans Square, Dyersburg, Tennessee pursuant to Deed of Trust executed by Denver Bennett and Misty Bennett, to Williams, McDaniel & Wolfe, Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for Delta Trust Mortgage Corporation on January 30, 2009 at Record Book 692, Page 407, Instrument No. 200900435; and modified by agreement recorded on August 7, 2013 in Record Book 793, Page 43 and further modified by agreement on July 22, 2015 in Record Book 834, Page 553; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Dyer County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable. Party Entitled to Enforce the Debt: JPMorgan Chase Bank, National Association, its successors and assigns. The following real estate located in Dyer County, Tennessee, will be sold to the highest call bidder: Described property located at Dyer County, Tennessee, to wit: Situate, lying and being in the Fourth (4th) Civil District of Dyer County, Tennessee, about two (2) miles east of the town of Dyersburg, on the north side of Dyersburg-Roellen Highway, being State Highway No. 104, and being LOT NO. TWELVE (12) of the SKY-VIEW ACRES SUBDIVISION as shown by plat found of record in large Plat Book 2, page 26, of the records of the Register's Office, Dyer County, Tennessee, to which plat reference is hereby made for further description. Said lot fronts west 105 feet on Gurley Drive and extends back easterly between parallel lines a distance of 172 feet and is bounded on the north by Lot No. 11, south by Lot No. 13 of said subdivision. TAX MAP 98-G, CONTROL MAY 98-J, GROUP B, PARCEL 1.00 (Address: 220 Gurley Drive, Dyersburg, TN 38024) This being the same property conveyed unto Denver Bennett and wife, Misty Bennett by Warranty Deed dated January 30, 2009, from Jimmy E. Baker and wife, Shirley Baker recorded in Record Book 692, pages 405, in the Register's Office for Dyer County, Tennessee. Street Address: 220 Gurley Dr, Dyersburg, Tennessee 38024 Parcel Number: 98J-B-1.00 Current Owner(s) of Property: Denver Bennett The street address of the above described property is believed to be 220 Gurley Dr, Dyersburg, Tennessee 38024, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control. This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners' association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser's title and any matter that an accurate survey of the premises might disclose. The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None. Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Denver Bennett and Misty Bennett, and those claiming through him/her/it/them. Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered. This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title. This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose. Shapiro & Ingle, LLP Substitute Trustee 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 Phone: (704) 333-8107 Fax: (704) 333-8156 www.shapiro-ingle.com File No. 16-106444 Publication: May 22, 2018 May 29, 2018 June 5, 2018
LEGAL 05-3677 PROBATE COURT JASON HUDSON PROBATE JUDGE DYER COUNTY NOTICE TO CREDITORS Civil Action No. 18-PR-26 Estate of Billy Ray Rudd Notice is hereby given May 16, 2018 letters testamentary (or of administration as the case may be) in respect of the estate of Billy Ray Rudd died August 5, 2016 were issued to the undersigned by the Probate Court of Dyer County, Tennessee. All persons, resident and nonresident , having claims, matured or unmatured, against the estate are required to file the same with the clerk of the above named court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (A); or (2) Twelve (12) months from the descendent's date of death. This 16th day of May, 2018. Administrator or Executor: Gregory Lynn Rudd Attorney for the Estate: Stephen Scofield 217 N. King Ave., PO Box 441 Dyersburg, TN 38025 Publication dates: May 24, 2018 May 31, 2018
LEGAL 05-3676 CHANCERY COURT TONY CHILDRESS CHANCERY JUDGE DYER COUNTY NOTICE TO CREDITORS Civil Action No. 18-CV-215 Estate of Quintella James Notice is herby given that on this 16th day of May, 2018 letters of testamentary (or of administration as the case may be) in respect of the estate Quintella James who died on February 25, 2018 were issued to the undersigned by the Chancery Court of Dyer County, Tennessee. All persons, resident and nonresident , having claims, matured or unmatured, against the estate are required to file the same with the clerk of the above named court on or before the earlier of the dates prescribed in (1) or (2) otherwise their claims will be forever barred: (1) (A) Four (4) months from the date of the first publication (or posting, as the case may be) of this notice if the creditor received an actual copy of this notice to creditors at least sixty (60) days before the date that is four (4) months from the date of the first publication (or posting); or (B) Sixty (60) days from the date the creditor received an actual copy of the notice to creditors if the creditor received the copy of the notice less than sixty (60) days prior to the date that is four (4) months from the date of first publication (or posting) as described in (1) (A); or (2) Twelve (12) months from the descendent's date of death. This 16th day of May Administrator or Executor: Craig Mann Attorney for the Estate: Marianna Williams 322 N. Church Ave. P.O. BOx H Dyersburg, TN 38205 Clerk/Deputy: H. Steven Walker Publication Dates: May 24, 2018 May 31, 2018
Legal 05-3670 SUBSTITUTE TRUSTEE’S NOTICE OF SALE WHEREAS, by Deed of Trust executed by BART A. LUMMUS, a single person, he did convey unto Sherrell Armstrong, Trustee, his interest in the property described therein to secure the payment of a Promissory Note in the original principal amount of $22,886.36, and all renewals, extensions or modifications thereof, and payable to FIRST CITIZENS NATIONAL BANK, said obligation being payable as set forth in the deed of trust aforesaid, which was recorded in the Register’s Office for Dyer County, Tennessee, in Record Book 791 page 10-18 in the Register’s Office for Dyer County, Tennessee, reference to which instrument is here made; and, WHEREAS, RALPH HENSON, whose address is 200 W. Court Street, Dyersburg, Tennessee 38024, was appointed as Substitute Trustee in compliance with and according to the terms of said Deed of Trust and in compliance with T.C.A. 35-5-114, said Substitution being recorded prior to the first date of publication in the Register’s Office for Dyer County, Tennessee on the 4th day of May, 2018 in Record Book 899 Page 455-456, and, WHEREAS, FIRST CITIZENS NATIONAL BANK, is now the owner and holder of the note aforesaid, secured by the deed of trust aforesaid; and, WHEREAS, a sixty (60) day Notice of the Right to Foreclose, pursuant to T.C.A. §35-5-117, was not required to be given prior to the first publication in accordance with Tennessee law; and WHEREAS, the Substitute Trustee caused a diligent search of the Defense Manpower Data Center (DMDC) website for each known Borrower in compliance with the Service Members Civil Relief Act, and as such the foreclosure of this property is not subject to the provisions of 50 U. S. C. §501, et seq.; and, WHEREAS, default has been made in the payment of said abovementioned indebtedness and FIRST CITIZENS NATIONAL BANK, the holder of said note has declared the entire amount due and payable as provided for in said Note and Deed of Trust, and the undersigned, RALPH HENSON, Substitute Trustee, in accordance with the terms and conditions of said note and Deed of Trust will sell the hereinafter described real estate at public outcry for cash to the highest and best bidder at the North door of the Courthouse in Dyer County, Tennessee on the 8th day of June, 2018 at 10:00 A.M., to-wit: Situated, lying and being in the Twelfth (12th) Civil District of Dyer County, Tennessee, and being lots numbered 54 and 55 in the FOWLKES ADDITION to the Town of Fowlkes, Tennessee, as shown by plat recorded in Book X, Page 248, of the records of Dyer County, Tennessee, and more particularly described as: BEGINNING at the northwest intersectional corner of Fowlkes Street and Holly Springs Road; runs thence South 89 degrees 8 minutes West with the north margin of Fowlkes Street 211.83 feet to a corner post same being in the West line of Magazine Street (not open); thence North 00 degrees 19 minutes West with the west margin of Magazine Street 212.11 feet to the south line of Plum Street (not open); thence North 88 degrees 23 minutes East with the south margin of Plum Street 203.89 feet to a stake in the West line of Holly Springs Road; thence South 2 degrees 27 minutes East with the west margin of Holly Springs Road 214.83 feet to the point of beginning, according to a November 24, 1992, survey by McClure Associates in the name of F.E. Thornton. Being further identified as Map 138B Group D, Parcel 13.00, in the records of the Tax Assessors Office for Dyer County, Tennessee. This being the same property conveyed to Bart A. Lummus by deed of record in Book 664, page 587 in the Register's Office for Dyer County, Tennessee. (Common Property Address: 581 Peach Road, Dyersburg, TN 38024)Said property will be sold free from all equities of redemption, and repurchase and dower and the statutory right of redemption, all of which were specifically waived, but subject to any and all restrictions of record, all unpaid taxes that may be a lien against the property, and subject to any and all other rights or liens having priority over the Trust Deed in accordance with the laws of the United States of America, including but not limited to liens having priority under the United States Bankruptcy code, and the Laws of the State of Tennessee. OTHER INTERESTED PARTIES: Bart Lummus died December 11, 2017. Other interested parties would include any heirs at law of Bart Lummus. THE SUBSTITUTE TRUSTEE RESERVES THE RIGHT TO CONTINUE OR ADJOURN SAID SALE FROM TIME TO TIME, WITHOUT FURTHER PUBLICATION, BY PUBLIC ANNOUNCEMENT AT THE TIME OF SAID SALE. The Substitute Trustee makes no warranties of title as to this property and will sell and convey as Substitute Trustee only. RALPH HENSON, SUBSTITUTE TRUSTEE Mark D. Johnston, Attorney P.O. Box 1326Dyersburg, TN 38025-1326 (731) 285-7726 Sale Date: June 8, 2018 @ 10:00 a.m. Publication Dates: May 15, 2018 May 22, 2018 May 29, 2018